Loan Against Mutual Funds is a secured loan where your mutual fund units are pledged as collateral. You can borrow a certain percentage of the value of your units without liquidating your investment. This facility helps you meet short-term financial needs while your investment continues to earn returns.
Types of Loan Against Mutual Funds:
- Overdraft Facility: A credit limit is sanctioned against the value of mutual fund units.
- Term Loan: A fixed loan amount is disbursed for a specific tenure.
Features:
- No Need to Sell Investments: Continue earning potential returns on mutual funds.
- Quick and Easy Processing: Hassle-free application process with minimal documentation.
- Flexible Repayment Options: Choose from different repayment tenures to suit your financial needs.
- Cost-Effective: Lower interest rates compared to personal loans or credit cards.
- Overdraft Facility: Withdraw funds as per requirement and pay interest only on the amount utilized.
- Retain Ownership: Maintain ownership of mutual fund units without selling them.
Loan Against Mutual Funds provides a convenient way to access funds while preserving your investments. It is an ideal solution for managing short-term financial needs without disrupting your long-term financial goals. At SIPUS INDIA FINANCIAL PRIVATE LIMITED, we offer flexible and competitive Loan Against Mutual Funds solutions to help you meet your financial requirements.
